Yes, this above solution works and adds the personal gallery to the user id when adding users via admin panel. However, since the admin can't administer personal galleries (add, modify, update, delete) it doesn't do what I needed, and won't work for me.
I ended up creating an individual group for each user, so every group contains only 1 user.
Not a clean way to do it, but the only way I found to keep each person's information private. More steps for setup are required as I have to create a group for each user, and then add that group back into the appropriate album.
If the admin could administer personal galleries as created by the user when registering, then all the items are created when the user registers, including matching their album to the created user name.
So there are some benefits to this application, and the above solution does create the personal gallery, but without admin access, I cannot see a real useful purpose.